Insurance commissioner in North Dakota, Adam Hamm, said he and his jury was not expecting the level and scope of the violations were discovered during inspection, which runs for a year. Compliance is lost in the region has been the center to actually provide coverage, said Hamm, including the coordination of benefits, handling requirements, and in the representation of the product products and services to customers have been honest. Hamm explained that "they're all very serious," and added that "my team and I was very surprised in the process of examination by the kind acts violations have been found and the number of violations were found. " The commissioner also said that the fine was issued was the maximum allowed amount of law. If Blue Cross Blue Shield of North Dakota has been an insurance company is operating for profit, then the fine will even even hoarse. However, penalties for insurance companies will be paid from the fund surplus Blues in North Dakota, which is a nonprofit that its policyholders have ownership. Hamm pointed out that his department intends to monitor the insurance business very carefully to ensure that the necessary changes will be made. This way, they will know that "guests are treated fairly going forward.
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