● The behavioral factors
● Reason for the introduction of the BHN is the incidence of serious diseases and more, the cost of treatment is quite expensive, many families broken bankrupt because relatives suffering from BHN.
● Cause BHN: eating habits, not by science, food safety and hygiene, but poor awareness about the problem of people not yet possible.
● In Vietnam, people are not so concerned with the only life insurance about 10% of the insured population, we realize that this is a huge potential market as incomes
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