The risk level of the client group continued downward trend, demand in the economy and business conditions, customer financing positive improvement, demand for banking products and services to increase, particularly especially the demand for credit. Capital mobilization and credit of the banking system continues to grow positively. CIs optimism about economic growth prospects and the exciting return of the banking and financial market in 2016 was reflected in expectations of growth and credit capital mobilization for the coming year high than those expected at the end of last year:
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