Do cán bộ Ngân hàng chưa chấp hành đúng quy trình cho vay như: không đánh giá đầy đủ chính xác khách hàng trước khi cho vay, cho vay khống, thiếu tài sản đảm bảo, cho vay vượt tỷ lệ an toàn.
Due to the Bank officials have yet to approve the loan process, such as: not fully accurate assessment of clients before lending, loan control, lack of collateral, loan rate beyond safety.
Do not bank staff abide by the lending process, such as not adequately assess the exact customers before lending, lending control, lack of collateral, loan ratio reached safety.