3.5.2 human resources quality improvementIn the Bank's credit business is always standing in front of the big risks. So if the expertise of credit officers not firmware will lead to serious consequences for the Bank's business results. Besides strong expertise, the credit officer is also required to have ethics, has a holistic view of the market to be able to make decisions in the working process and decide the issue. To get the trading Room so officers need to constantly open the advanced professional training course on credit and about law, about property valuations. Besides affiliates need to create a good environment for employees to work smoothly from that promote individual strength as well as of the collective. 3.5.3. Improving the efficiency of marketing operationsWork to make people understand about branch and the benefits that they bring in affiliates are essential to expand lending. As if this advocacy work was done well will have the effect of changing the habit of accumulating to consumers and borrowers fear psychology of people.Election officers go to each agency, unit to advocacy, dissemination of business loans to people to understand about loan products which add-ons bring them. At the same time, it should have the support of the leaders to pass that the approach and the needs of the people as well as the professional conduct takes place in a smooth way.
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