Total consumer loans at commercial banks Vietnam Prosperity VP Tan Binh branch PGD mourning over the years with an average growth rate in the 2013-2015 period is 235 378 million and the average growth rate in 235.558% this period. Specifically, the total outstanding consumer loans rose 221 000 million in 2014 compared to winter 2013, and approximately 112.556% difference in 2 years. It can be seen that growth is relatively large and also very fast growth rate. By 2015, total consumer loans still on the rise and more growth, but the growth rate slowed compared with 2014, particularly in the period 2014-2015, the increase of the speed is 16 378 million stage, the average is 108.945% compared to 2014.
in general the situation for personal loans to customers of VP Bank, for three years from 2013 to 2015 quarter, VP Bank's credit funds focused primarily on loans, building Construction and repair of buildings (more than 75% of the total outstanding loans of the bank each year). In turn, the proportion of home loans so large State-popular home loan package deals 30.000 billion. On average over the past year, the VP Bank loans Tan Binh PGD increased, indicating banks are increasingly focused on potential areas of consumer lending strategy to become the leading retail bank Vietnam and Southeast Asia.
chart 2.6: Total consumer loans of VP Bank
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