3.1.7. To perfect the mechanism of loan guarantees for small and medium enterprises in VPBankOvercome the lack of collateral for loans by the capacity project appraisal, the Bank's loan projects, besides creating a favorable legal environment of the State, VPBank can some form of specific customers to make loans as follows:For business credit guarantee was a part and sufficient collateral for the rest, the business requirements make sure enough debt as required.For business credit guarantee was a part and not enough collateral to guarantee the rest then require use of assets formed from loans continued to ensure the remaining loan debt.For enterprises not qualified to perform as two forms on the right note in VPBank project appraisal, loan approach through the credit Council, of which the consultants according to the expertise required, the decision to invest or not and how much is level.
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