The impact of bad consumption habits is possible, as the debt accumulated through application cards and loans increases financial burden and interest payments. Insufficient savings and financial insecurity make it difficult to prepare for emergencies. Root cause and increased concerns make it difficult to fulfill financial obligations and financial concerns. For example, in a purchase based on social pressure, a person may be under pressure from society and groups of friends to purchase expensive items, activities, or activities that they do not truly care about. They may spend money on maintaining their image or meeting social expectations, leading to economic waste, and these expenses lack true satisfaction. These are all the effects of bad habits.
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