C. AGENDA
I. 2011 - 2012
- Evaluate the conditions and quality of assets and bad loans from credit institutions;
- Assessment and classification of credit institutions;
- Develop and implement plans to restructure credit institutions substandard and other credit institutions;
- Focus on additional liquidity to ensure the solvency of the credit institution;
- basically completed the initial public offering State commercial banks (excluding Agribank);
- Conduct a merger, consolidation, acquisition and credit institutions;
- Capital increase and solve the bad loans of the credit institutions;
- Structure the operation and management system.
The results predict: the solvency of the entire system of credit institutions basically guaranteed; Credit institutions are poor quality control is the basis for restructuring in the period thereafter.
II. 2013:
- Completion of the revision of the provisions in the banking operations;
- Achieve a healthy financial condition of the credit institutions, including the settlement of bad debts and increase its charter capital;
- Structure the operation and management system;
- basically completed the restructuring of ownership and legal persons of the joint-stock commercial bank standards;
- Complete restructuring of financial firms and companies lease.
The results predict: the threat of a collapse of the system of credit institutions are eliminated. Credit institutions substandard basically been resolved. Discipline in the banking sector is restored and strengthened.
III. 2014:
- Completion of the financial restructuring of credit institutions;
- Credit institutions achieve actual charter capital and meet the standards and safety limits in banking activities under the provisions of law;
- Keep restructuring operations and management systems;
- Implement on a voluntary merger, consolidation, acquisition and.
IV. 2015: Completion of the restructuring of operations and systems management.
The results predicted, finance and business is consolidating, reorganizing, and healthy; management system is significantly improved. Credit institutions shall meet the requirements of safety standards and bank capital.
The measures to strengthen, reorganize and restructure credit institutions are strong and comprehensive implementation. Finance and operation of the system of Vietnamese credit institutions are healthy in 2015. The number of small credit institutions and non-standard will be dropped, and large commercial banks compete to up. The size and role of the state-owned commercial banks in the banking system will be enhanced. The cost of strengthening, reorganizing and restructuring the system of credit institutions must be minimized. The threat of an uncontrolled collapse of the bank must be removed. The safety and stability of the system must be maintained. The negative impact on the stability of macroeconomic, political security and social order must be prevented. /.
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