b. Validity of insurance
Additional Terms will be effective after 30 days of standby time from days to pay insurance premiums. With constantly renewed contract, the Additional Terms will be effective immediately after the proposed insurance premium payment for the insurance period after. In case of death due to severe illness, prehistoric condition health, insurance payments will take effect from the second year of continuous contract. Terms of this supplement does not apply to insured person aged 70 years or older.
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