1. IntroductionAgriculture-countryside holds an important role in the process of industrialization and modernization-oriented socialism in our country. In the strategy of economic development-social, our Party has always advocated and consistent economic perspectives in this area in the direction of sustainability. To implement the above objectives, the Government has issued many credit policy to boost the development of this activity. In fact, thanks to the support of State funds through the Bank, the microfinance organization that rural appearance have big changes. However, in the course of operation, the policy itself and the Bank as a policy will also encounter problems from the main characteristics from agricultural areas as well as the difficulty in reaching my own capital in Vietnam. The problem requires pressing requirements to study and solve.
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