Within the insurance policy is in force, if the insured accidentally dies or total and permanent disability. Coach will pay the greater of the value of the insured amount, or 100% of the current account value contracts, insurance contracts invalidated.
The definition of disability and permanent total, siblings please See detailed in Article 1.32 - Chapter 1 rules and product terms AKTL.
disablement & permanently when the insured disability and permanent total by accident or illness, loss or complete paralysis full and unable to recover the function of:
two hands or
two feet, or
one hand and one foot, or
eyes, or
one hand and one eye, or
one leg and one eye.
in addition to the complete loss of the case and not can recover the function as above, the insured disability loss of working capacity by 81% or more with the regulations issued by the standards of medical / medical assessment council provincial, city directly under central authority for certification.
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