Second, the cycle of the project include the specific steps and the work would need to make. As for the subjects Development Bank (banking development), we only approach on the basis of the project's financing, which focuses the targets include net present value or IRR, PE ... serve for evaluation of commercial banks or the Vietnam Development Bank (Vietnam development bank) or the social policy Bank. In addition, a number of other criteria such as payback period of the project, the ability to repay or collateral evaluation also be interested. However, one problem is the fact the project is complex and many of the parts involved. The cycle of the project, which focused on the phase of market research, product research and study the output for a specific project, you know what it is, what steps should, there are projects by the Agency would perform. More precisely, I also send you by email the project to modernize the computer system national economics University, funded by the UNDP. This fits with the process of teaching and research of children and students. It will also become a case study for Chapter 5, funding projects in development that I teach. In addition, based on the master's project, I also found some other projects like planting program new 5 million hectares of forest (a report of the Vietnam social policy Bank) or some other project (shipbuilding project, the report co-sponsored by the Bank for agriculture and rural development of Vietnam and the Vietnam Development Bank , branch of the Pacific). Also in the process of understanding the project cycle, some inappropriate activity was found while the Bank's disbursements. This is in line with current practice, the Bank should reduce the loans under standard (low benchmark) to reduce bad debt (nonperformance loan). Additionally, this part also related to data collection and data analysis of the projects, which focus on analysis of the specification of the project as well as the funding. The fact that the Bank itself does not do this activity, but also need good monitoring to ensure the ability to pay debt obligations by the customer. At the same time, the changes in the current banking system should also ensure good customer status assessment, which focused on the analysis of the funding for the project. Finally, the analysis of data as well as search the data guaranteed to be safe and lucrative for the bank sector analysis (primarily to provide information for students after the school interviewed) in ensuring enough compensate banks, as well as minimize risk when customers are not charged properly and fully the debt.
đang được dịch, vui lòng đợi..