In general, the ability to offset the debt of the bank capital loss over the years 2011 - 2013 were over 50%. 2012 lost the ability to offset the debt capital is 75.58% increase compared to 2011. 4:35 Sang% in 2013 this proportion decreased 11:33 remaining% 64.25% compared to 2012. The 2013 rate the ability to offset capital losses reduce debt group it is likely due to high capital loss but reserve is set aside for low risk. Although this rate reduction while ensuring the ability to offset capital as irrecoverable loans.
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