The unforeseen fluctuations occurring in the natural environment such as natural disasters (droughts, floods, earthquakes, etc.), fires affect the business activities of the customers, especially in the sectors related to agriculture, fisheries. So when the adverse natural environment, the business will have problems from which reduces the Bank's credit quality. Above are the main factors impacting credit quality of commercial banks. To improve credit quality, we need proper awareness and research the above factors, together with the results of operations of Bank practices, from which the remedy is highly feasible.
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