Currently, in Vietnam there are hundreds of institutions providing microfinance services under three areas: formal sector, semi-formal sector and the informal sector include (1) Official sector include the system of people's credit funds, the Social Policy Bank and the Bank for Agriculture and Rural Development; (2) semi-formal sector, including non-governmental organizations at home and abroad and programs of social organizations; (3) The informal sector is the mutual lending groups form ward them, hui, even usury ...
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