In Vietnam the first credit organization founded in 1951 with the name Home credit, is the predecessor of the State Bank of Vietnam. SBV Vietnam is the largest credit institution in tens of years now. The Bank is the exclusive realm of State management. The State Bank has main function is mobilizing deposits from residential lending, and in both the Monetary Authority is both credit business organization not because profit target. The Bank's policy on interest rates, exchange rates, lending rates ... are geared to serve the State enterprises, and cooperatives service of Defense to complete the plan, the Government's policy.
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