OTC channel: HEALTH INSURANCE Law 2015, circular 40/2015 Ministry of health about the "online visit", circular 16/2015/TTLT-BYT-BTC regulating the KCB on days off, holidays, ... has created the maximum conditions for participants of HEALTH INSURANCE. However this caused disadvantages for OTC special channels at the local force to join HEALTH INSURANCE like the industrial parks, export processing zones.
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