According to the rules of procedure of the loan need to have verification of the current housing situation in Ward Township people's Committee. I've encountered quite a lot of difficulty with this issue. The proven ability of repayment is also difficult because as a rule, the income under 9 million/month, the newly purchased home under the Government's aid package. However, with such sources of income the Bank back often superiors by total income thus not eligible to repay the loan.
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