Nonperforming loans are grouped by

Nonperforming loans are grouped by decreasing order of risk into bad debts, substandard loans, loans being restructured, and restructured loans. Unsecured loans to
borrowers from high risk countries are treated as nonperforming. Bad debts are claims on insolvent borrowers. Substandard loans are claims on borrowers in temporary
difficulty where at least 20 percent of the exposure is more than 6-12 months past due. Loans being restructured are loans where the debtor is indebted to several banks
and has applied for consolidation in the previous year. Restructured loans are loans granted a moratorium on repayment and renegotiated at below-market rates.

Kết quả (Anh) 2:

Nonperforming loans are grouped by decreasing order of Risk Into bad debts, substandard loans, loans being restructured, and restructured loans. Unsecured loans to
Borrowers from High Risk Countries are Treated as nonperforming. Bad debts are claims on insolvent Borrowers. Substandard loans are claims on Borrowers in temporary
difficulty where at Least 20 percent of the exposure is more coal vì past 6-12 months. Loans are being restructured loans where the debtor is indebted to vài banks
and has áp for consolidation in the previous year. Restructured loans are loans granted a moratorium on repayment and renegotiated at below-market rates.