There are many reasons apart from a lack of effort by insurers, to explain why the payments have not been received by the insured. According to the aforementioned source, the family feud was stopped from being able to collect the membership. Other beneficiaries have received notice from the insurance company, but thought it was just junk mail and throw in the recycling notice. Office of the Controller has made it possible for residents California residents to see if they are the beneficiaries of life insurance policies without knowing. Available a search engine on the official website of the Office. California is not alone in this situation, but it is one of a handful that agencies have made it upon themselves to sort out the problem subject of life insurance benefits to ensure that the subject actually received payments due to them. Other states have been making a similar effort as Florida. That the state insurance commissioner Kevin McCarty explained that "this system works very well as long as you know you are a beneficiary." McCarty also pointed out that it is very common for beneficiaries are unaware of the existence of the policy. This was especially true for the "older generation that could buy a policy for $ 5,000 or $ 10,000, and they packed it in the garage or attic and forgot all about it.
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