Second, accelerate the process of restructuring NHVN system. For CP weak commercial banks, to perform merger, consolidation, acquisition ... SBV should provide the criteria and specific roadmap to achieve the following restructuring (in terms of capital, the level of governance, information technology, the level of capital adequacy, transparency). For the State Commercial Bank, should continue to reduce the proportion of the State capital at a reasonable level, by allowing foreign investors to raise the percentage of ownership in each bank stocks up 30% - 40% - 49% depending on the size of individual banks. Reduce state intervention in banking activities, forcing banks to be transparent in the business, is responsible for the existence and development of the bank.
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