3.2.5-Professional Solutions Group-Apply more appropriate deposit rateDeposit rate is the Bank's risk prevention in practice is not any importers would also afford filed into the Bank an amount equal to 100% of the value of the shipment that I prepare to enter. Therefore, banks need more ventilation in deciding the rate of margin. Currently, the lowest deposit rate in the branch is 10%, the song to be depositing this level on the fact it is difficult, therefore, agricultural Bank District 1 should have the policy of incentives for new customers, but not so that the Bank is not interested in the possible risks encountered. Therefore, staff of international payment needs in coordination with credit officers to assess the financial capacity of the client to determine the appropriate deposit.-Diversification of foreign exchange business activities such as: transaction for immediate delivery (Spot Transactions), foreign currency purchase-sale service term (Forward Transactions), swaps (Swaps Transactions), future transactions (Future Transactions), trading options (Options Transactions) and perform other derivatives business. Create the smooth, easy to import and export businesses reach and rest assured to use these products, from there, get in the habit of using the tools in the prevention of risks when starting any transaction related to the exchange rate.-Build policies to attract foreign currency payment to import from sources such as: foreign currency savings deposits of economic institutions, residential. Want, need to build savings interest rate policy exchange policy and attractive currency to buy foreign currencies earned from exports.-Forming of parts quality management servicesQuality management services is the work of serving customers in all aspects and continually do customer satisfaction, is applied not only in the manufacturing sector but also in the service sector, fields that are sensitive to service quality in the manufacturing sector. The targets need to track and manage the Department's quality management services: + Processing time products and services and other support services such as credit, foreign currency trading, guarantee ... + Enjoy 1 customer wait time due to breakdowns of machinery + Letter or Word of complaint of the customer + Friendly personality and competence of staff + The accuracy and timeliness of transaction records + Appropriate interest included for all services (discount, credit, deposit ...) + The zealously in meeting the requirements of customers such as answering the phone (the number of times the ring, turning the machine before the caller see be...) + Number of customers lost to competitorsThe norms on should be checked, reviews regularly and thoroughly in all the departments how to quality consistent services on product and service quality in agricultural banking system in Vietnam. Just got done was the policy of total quality management as a new affiliate, then really become a quality Bank serving perfect, ready to integrate into the world economy.
đang được dịch, vui lòng đợi..