Based on our review of the process of providing credit limit to Home Appliances ("HAO"), PC, Desktop & Other ("PCO"), Electric Air Condition ("EAC) and Motorcycle (" MTC ") during January-September 2016, there are 5 of 42 agreements, which have the finance amount approval greater than the maximum credit limit in a guidance calculation sheet. The detail is shown in Appendcharge limit according to the spreadsheet
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