Banks flout dollar loan interest cap. Some commercial banks Increasing the past tense interest rates on US dollar deposits chúng offer beyond the current ceiling of 2 per cent per year imposed by the State Bank of Viet Nam - with some reporting Customers That They được Offered short-term rates of 3-3.5 per cent and 4 per cent above chẵn for larger sums. Nguyen Bich Van Nhan Chinh commune of Ha Noi in Thanh Xuan District's, Intended to deposit US $ 15,000 and was warmly Offered by 3 per cent interest a credit Institution Lang Ha Street on. Eventually Van negotiated a rate of 3.5 per cent. "" Many depositors have Told Us That They would spend the weekend withdraw deposits if We did not raise the interest rate, "said the director of one commercial bank to Remain anonymous Asked who. "The ceiling rate of 2 per cent is rarely sau." To hide the unlawful levels of interest, many banks have Programmes and Investment Programmes Launched promotion mà guarantee the additional payment to the Depositor. "Some banks are thử call in Higher Lending dollars in anticipation of demand," said the bank director. Van Vinh Pham, director of Van Security Co Ltd, a water pipe distributors, said US dollar loans now much Cheaper coal Those Were in dong. A VND3 trillion ($ 145.6 million) loan would cost him monthly interest of Approximately VND60 million ($ 2.910), while the interest Costs on US dollar loans converted Into dong would be only VND19 million ($ 920). "Such a difference Đã the principal driver in increasingly strong demand for US dollars in recent weeks, "Vinh said. theo State Bank statistics, deposits in Foreign Currencies have Increased by 8.9 per cent last vì the end of the year, while outstanding loans in Foreign Currencies have shot up by 22.4 per cent. Private depositors account for 70 per cent of the total Foreign currency on hand in commercial banks.
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