Knowledge, know a lot about business transaction problems and prevent risks too low interest ratesMost of the funding activities of commercial business loans are from external sources, particularly from banks. The value of credit and enterprise contract and long-term fixed rate also joined the enterprises of import and export activities often in your open foreign exchange (school or short) has been facing market risk such as interest rate risk, exchange rate risk. For the capital market to mobilize customers to issue bonds form, from five to ten years of long-term fixed interest rates and interest rates, want to convert floating, to reduce the cost and summarize the financial balance sheet products Forecast, when interest rates fall, the sales contract transformation rate can meet the requirements. For the needs of all customers, ensure a stable funding and long-term activities, can transform transactions and bank short-term capital into long-term fixed rate funds and stable. However, the current Vietnamese enterprises do not care much about the knowledge of this issue. These knowledge technology to prevent risks, interest rate risk, through foreign exchange transactions become increasingly unfamiliar. Therefore, enterprises are reluctant to participate in the prevention of contract risk in the contract period, contract transformation and selection difficulties, leading to commercial banks in the development of professional development. It also shows that in Vietnam commercial banks, cooperative banking marketing and promotional activities, consulting customers new products and services have many limitations.
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